Last updated: January 1, 2025
By accessing or using the Nova Payments platform, website, or any related services (collectively, the "Services"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Services.
Nova Payments Ltd ("Nova Payments," "we," "us") is a business banking brokerage that connects international businesses to regulated banking partners worldwide. We are not a bank, money transmitter, or digital asset custodian. Banking, payment processing, and settlement services are provided by licensed third-party financial institutions.
The Services are available only to registered businesses and their authorized representatives. You must be at least 18 years of age and have the legal authority to bind the business entity you represent.
To access certain features, you must complete our onboarding process, which includes identity verification (KYC) and anti-money laundering (AML) checks. You agree to provide accurate, current, and complete information.
You agree to use the Services only for lawful business purposes. You shall not use the Services for any illegal activity, provide false information, attempt to circumvent security measures, or use the Services in any jurisdiction where doing so would violate local law.
Fees for Services will be disclosed before you commit to any transaction. We reserve the right to modify our fee structure with 30 days' prior notice. Banking partner fees, FX spreads, and third-party charges may apply.
Services are delivered through our network of regulated banking partners. Each partner operates under its own license, terms, and regulatory framework. Nova Payments is not responsible for the acts or omissions of banking partners.
To the maximum extent permitted by law, Nova Payments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.
We may suspend or terminate your access to the Services at any time, with or without cause, upon reasonable notice. You may close your account at any time by contacting us.
These Terms shall be governed by the laws of the jurisdiction in which Nova Payments Ltd is incorporated.
For questions about these Terms, contact us at legal@novapayments.com.