Regulated banking partners
Every banking partner in our network holds appropriate licenses and is regulated by relevant financial authorities in their jurisdiction. We work exclusively with institutions holding EMI licenses, full banking licenses, or payment institution authorizations across the EU, UK, Switzerland, and key offshore jurisdictions.
KYC/AML compliance
Robust Know Your Customer and Anti-Money Laundering procedures built into every onboarding. Enhanced due diligence for higher-risk sectors, ongoing monitoring, and sanctions screening against all major watchlists including OFAC, EU, and UN sanctions lists.
Transaction monitoring
Real-time transaction screening and monitoring systems powered by rule-based and machine-learning models. Suspicious activity is flagged, investigated, and reported in accordance with local regulatory requirements. Threshold monitoring, velocity checks, and behavioral analysis run on every transaction.
Data protection
Enterprise-grade AES-256 encryption at rest and TLS 1.3 in transit. SOC 2 Type II compliant infrastructure. GDPR-ready data handling with documented data processing agreements, right-to-erasure workflows, and cross-border transfer safeguards.
Audit trail
Complete transaction history with immutable audit logs retained for 7+ years. Compliance documentation, beneficial ownership records, and source-of-funds evidence available on demand. Automated regulatory reporting across all jurisdictions.
Multi-jurisdictional licensing
Our banking network spans 15+ jurisdictions with EMI licenses, full banking licenses, and payment institution authorizations. Coverage includes the EU (via Lithuania, Malta, Cyprus), UK (FCA regulated), Switzerland (FINMA), and select offshore centers. Each partner is independently audited and subject to ongoing regulatory supervision.
